Woman who stole more than £105,000 from her mum’s bank account convicted

Thursday, November 12, 2026

A woman who stole more than £105,000 from her mother’s bank account has been convicted.

Valerie Johnston, 61, forged her mother’s signature on cheques over a period of several months before paying most of the funds into her own bank account, which she then spent solely for her own benefit.

We were first made aware of the offending in 2022, when a member of the victim’s family reported the crime to us.

At the time, Johnston’s elderly mother was living in a dementia care home.

We launched an investigation and interviewed Johnston. Despite a forensic handwriting expert providing evidence that the cheques had been forged, Johnston maintained throughout that only her mother had signed the cheques.

She also claimed her mother had full capacity to do so, despite medical and care records indicating she did not.

Further forensic analysis of Johnston’s mobile phone also revealed she was aware of her mother’s lack of capacity, many months before she forged the cheques.

Following consultation with the Crown Prosecution Service, Johnston was charged with fraud by false representation and committed to Preston Crown Court.

On Wednesday (11th November) Johnston, of Ashtrees, Mawdesley, pleaded guilty and will be sentenced in February next year. A confiscation hearing will take place in due course.

Sadly, the victim died in December 2023. 

Acting on her behalf, the victim’s family said: “We’re pleased to hear this dark chapter has finally drawn to a close and Valerie has admitted her guilt.

“Valerie’s actions came at the most stressful time for her mother, who had been admitted to a care home due to dementia and there was so much uncertainty relating to care payments.

“Valerie’s repeated actions of forging her mother’s signature across multiple cheques and complete lack of morality over a three-month period left her mother’s account overdrawn.

“Fortunately, the family ensured the care was paid for and we’re incredibly proud we gave our sister and grandmother the best possible quality of life during her final years, holding many fond memories.

“We’re shocked and saddened Valerie could act the way she did to her own mother.”

“Finally, we’d like to thank Lancashire Police and the CPS for their support over the last five years.”

DC Will Hogan, of Lancashire Police, said: “Johnston’s heartless and selfish actions against her own elderly and vulnerable mother are despicable.

“I welcome this conviction and I hope it sends out a clear message to others who might be tempted to offend in a similar manner.”